• Job Openings


                         Senior Credit Analyst

    Company                   AAXY, LLC.  DBA Austin First Mortgage

    Job site address       13284 Pond Springs Road, Suite 204, Austin Texas 78729


    • Bachelor’s degree in Accounting, Business Administration or a related field and at least 2 years previous responsible work experience as a credit analyst or similar capacity required;
    • Alternative requirement:  Master’s degree in Accounting, Business Administration or a related field
    • Successful completion of statistics courses; and
    • Must have advanced computer skills, particularly in the use of Word, Excel [spreadsheets] and Office Suite products. 


    • Review analysis for credit factors and credit risks on credit applications.  Analyze all loan data regarding the borrower’s total relationship. 
    • Responsible for the credit analyses of a large portfolio.
    • Apply knowledge of external credit bureau scoring and management software credit package to review Credit Analysts’ reports on transaction structures and profitability.
    • Prepare formal loan proposals, risk rating matrices, and loan pricing worksheets that summarize the total relationship and a complete financial overview to include ration and trend analysis.
    • Determine whether the company should engage a new loan based on a review of Credit Analysts’ risk assessments for each new loan application.  
    • Ensure compliance and credit control in accordance with corporate and Federal regulatory standards, maintain corporate internal control standards, including timely implementation of internal and external audit points, and Fannie Mae/Freddie Mac guidelines and funding policies.
    • Act as liaison with investment bank brokers, bankers and analysts.
    • Prepare and advance new business requests to the Chief Credit Officer. Notify the Commercial Relationship Manager when there are loan policy exceptions, loan covenant violations, and a lack of required financial information. 
    • Recognize appropriate credit risk strategies to be developed and implemented. Design or modify systems and processes, analytic's screens, report layouts and user procedures.
    • Coordinate with senior members of the investment staff on various aspects of investment analysis and portfolio management. Generate monthly and annual reports on the loan portfolio.


    • http://austinfirstmortgage.website/job-openings/ 
    • or Mail resume to Austin First Mortgage, Attn: Nancy Sun, 13284 Pond Springs Rd., Suite 204, Austin, TX 78729.